Las vegas car and auto accidents
Car accidents can be jarring events and even if you think you know what to do at the scene of a car accident now, you may forget in the moment. With car accidents in Las Vegas happening every day, it is always a great idea to review how to handle the situation.
If you are ever in a car accident and do not know how you should handle things, remember to put everyone’s health and safety first and then call the police as soon as you are able. Once the police are on their way, feel free to call us if you have any questions or need our help. We Can offer support and make sure you’re treated as you should.
The things to do (and to avoid doing) after a car wreck can fall into three areas:
What To Do At The Scene Of The Car Accident
What To Do Shortly After The Car Accident
What To Do Until Your Car Accident Claim Or Case Is Resolved
What To Do At The Scene
What To Do Shortly After The Car Accident
One common question our clients have is who will pay for the medical treatment they need after a car wreck. While the driver who caused the crash, and their insurance, are responsible for your medical bills, they do not typically pay them as you go. Instead, people injured in a car wreck usually use a combination of their health insurance and liens to pay for any needed medical treatment. Liens give the doctors who treat people hurt in a car accident the right to be paid at the resolution of the injured person’s case. This allows people hurt in car accidents to get the treatment they need, including surgeries, without having to come out of pocket at the time of the treatment while also helping to ensure the doctors and other medical providers will be compensated for their services.
In the first few days after a car wreck, you will likely be contacted by the other driver’s insurance company. Talking to the other driver’s insurance company is another common mistake. Understandably, many people believe they have to talk with the other driver’s insurance company or that they cannot get their car repaired until they do. This is not true. You are not required to talk with the other driver’s insurance company after a car accident. Such insurance companies often contact accident victims to request a recorded statement. However, they can, and often do, try to use this statement against you after you have made a claim.
Another thing to be aware of in the days following a car accident is that if you called the police and they did not come or if you left the scene without calling the police, Nevada law still requires you to report a car accident within ten (10) days of when the crash occurred. The required form is called the Report of Traffic Crash and can be found here.
One of the most important things to do in the weeks and months following a car accident is to make sure you continue to get the medical care recommended by your doctors. The first and most important reason for doing this is to help ensure you have the best chance at a full recovery. Going to follow-up visits and getting any recommended testing done also helps to document the injuries you suffered in the crash. Even if your doctor or other medical provider releases you from care, if you continue to have symptoms, you should return for further evaluation. Also, if there are gaps in your medical treatment, the other driver’s insurance company may try to use this against you, such as by claiming you were not truly injured or as a reason to make a lower offer. So, if your primary care physician refers you for further testing or to physical therapy, it is very important that you go. If an appointment cannot be kept because of transportation or other issues, you should try and reschedule.
If you do not, the other driver’s insurance company or their attorney may argue that if the person was “really” injured and in pain, and was limited in their activities by their injuries, then that person would want to get well and would follow all of their doctor’s recommendations. Also, if a lawsuit must be filed and there is a significant gap in treatment, the attorneys for the insurance company and other driver may claim that the gap in treatment was because you had recovered and that none of the treatment after that was really needed.
The first thing to do when starting the process of getting your car repaired after an accident is to find out if you have collision coverage on your vehicle. If you are not sure, just call your insurance company and ask. They are required to let you know. If you have this type of insurance coverage through your own policy, you can have your vehicle repaired through your insurance. This coverage protects against damage to your vehicle resulting from a collision, regardless of who is at fault.
This is important because it allows you to begin the process of getting your vehicle repaired or replaced right away. If the other driver is at fault, your insurance company may have a legal right to seek reimbursement from the other driver or the other driver’s insurance company for payments made to you under this coverage.