Car Accident Attorneys Of Las Vegas
Unfortunately, there are a lot of car accidents in Las Vegas every day. The people involved in those car accidents usually have a lot of questions and need answers right away. The personal injury lawyers at SJW Injury Attorneys hope this information answers your questions and helps you understand what to do, and what not to do, after a car accident.
Of course, each car accident is different, and having one of SJW’s injury attorneys there to handle this process can significantly reduce the stress, worry, and hassle of getting your life back on track after a crash.
Assuming that you know everyone involved in the car accident is safe and not injured, the next thing that often comes to mind is how you’re going to get your car repaired. Getting your car repaired after an accident can be frustrating and it’s hard to know where to begin. First and foremost, let your insurance handle repairs if you have collision coverage. This will help ensure you are not taken advantage of by the insurance companies and avoid mistakes that can harm your claim. For a more in-depth look into what to do until your car accident claim or case is resolved, visit our what to do after a car accident page.
There are some downsides to using your own insurance to get your car repaired. For example,
- You will likely have to pay your deductible at the time of the repairs, but you should be reimbursed for the full amount of the deductible if and when the other insurance admits fault.
- If you cannot afford the deductible, you can request that your insurance company pay it for you. Some insurance companies will do this when they expect the deductible will be reimbursed by the other driver’s insurance company.
Once you begin the process of getting your vehicle repaired, whether you go through your insurance or the other driver’s, that insurance company will have several “preferred body shops” they will recommend that you use to get the needed repairs. They will often even “guarantee” any repairs done at one of their preferred shops. Please know that if you are getting your vehicle repaired after a car accident, you do not have to use one of the insurance company’s preferred body shops. And, because of the mutually beneficial relationship between insurance companies and their preferred body shops, we would advise you to be skeptical of any repair estimate you receive from such a shop. Further, as car accident attorneys, we recommend that you get a repair estimate from a body shop that is not on the insurance companies preferred list. Once you do so, look to see if there are any needed repairs that the preferred shop missed.
If nothing was missed by the insurance company’s preferred body shop, it may be faster and easier to have the repairs completed there. Those shops are used to dealing with that insurance company and can often get the needed repairs approved and completed quickly.
You can also choose to skip getting the damage repaired and opt to receive a check for the estimated cost of the repairs. We often encounter this question when a car is still drivable after an accident. However, please understand that if you still owe anything on your vehicle, your agreement with the lender usually requires you to have the repairs made, and failing to do so could be a breach of the terms of your loan. However, if your vehicle is paid off, simply ask the insurance company to send you a check directly. Please note that cashing such a check will be considered a full and final settlement of your property damage claim.
If you need help getting your vehicle repaired after a car wreck, call or come by and speak to a car accident attorney in Las Vegas.
Under Nevada law, either insurance company can find that your vehicle is a total loss after a car accident. If the cost of repairing the vehicle is greater than 65% of the fair market value of the vehicle just before it was damaged in the crash, the insurance company can declare your vehicle a total loss. One thing to be aware of is that your insurance company has a lot of discretion in determining what the fair market value of your vehicle is. While the insurance company will have a set of factors they use to make this determination, such as the make, model, mileage, condition, and the year of the vehicle, people rarely feel the value the insurance company comes up with is “fair.” This is especially true for people with newer vehicles as the fair market value an insurance company must pay you is the same as the replacement cost of your vehicle. Since new vehicles tend to depreciate significantly right after they are purchased, the fair market value is often a lot less than the actual cost to replace the vehicle. Even worse, the amount offered by the insurance company can be significantly less than what is still owed on the vehicle loan. It is then up to the victim of the car accident to pay off the remainder of the loan out of their pocket.
This process, understandably, leaves a lot of people frustrated. They spend their money to buy a new or newer vehicle, someone else crashes into them, their car is totaled, and now they are being told they will only be paid a portion of what their car actually costs and, sometimes, less than what they still owe. This is an unfortunate and common situation for car accident victims. But it is important to understand that you can push back on the insurance company. If you think your car may have been totaled, be prepared to push back on whatever “fair market value” the insurance company assigns to your vehicle. Determine what your actual mileage was, have your maintenance records, find the records for any recent improvements or repairs, and research the price of other similar used vehicles in your market. While you may not get the insurance company up to a number that actually represents the real value of your vehicle, you may get significantly more just by pushing back on the insurance company’s initial offer. If the insurance company is still unwilling to give you an adequate offer, you can decline but your remaining options will likely take time.
If your vehicle was totaled in a car accident and you have questions, feel free to give us a call or come by our office at SJW Injury Attorneys.
Insurance Coverage & Car Accidents In Las Vegas
If You Are Left Without A Car After A Car Accident
Unfortunately, when you are injured in a car wreck, especially when you are seriously injured, it has an effect on all aspects of your life including your job. People often need to miss work after being hurt in a car accident for several reasons. One of the main reasons is that people need time to recover from their injuries. It is also common for people to miss work in order to get the medical care they need. For example, people injured in a wreck often need time to see various doctors, to get diagnostic testing done, to see physical therapists and chiropractors, and time to recover from surgery.
If you are required to miss work because of injuries you sustained in a car accident, the other driver and their insurance are responsible to reimburse you for the work you missed. If your injuries are so serious that you can no longer work, such as when someone is permanently disabled, you may be entitled to recover the present value of the amount you would have earned during the remainder of your life.
Like any other type of damage you claim as the result of a car wreck, you will need evidence that you missed work because of your injuries. This is commonly done through documents provided by your employer showing: how much you normally make, the days you missed, and any paid leave or vacation days you had to use.
If you missed work or can no longer work, call the car accident attorneys of Las Vegas here at SJW Law Firm. We will answer any questions you have about the car accident and recovering lost wages.
Reasons why people may miss work after a car accident
How To Handle Social Media After A Car Accident
Continue to avoid posting anything related to your wreck or injuries on social media. Also, avoid posting anything that could give the appearance that you are not injured. Again, this is not as simple as not posting about the car accident or your injuries directly. If you post something that makes it seem as if you are happy and healthy, the other driver’s insurance company will likely try to claim it shows you were not really injured or not as injured as you claim.
This is often the case even when you post a photo that was taken before the car accident occurred or when there is a reasonable explanation as to why the photo gives the appearance you were not hurt when you really were. The insurance company and their lawyers will still try to use the photo or other post against you and leave it to you to try and explain why it gives the wrong impression.
- Motorcycle Accidents
- Semi-Truck (Tractor-Trailer) Accidents
- Bicycle Accidents
- DUI Related Car Accidents
- Car Accidents caused by Cell Phone Use
- Distracted Driving
- Texting while Driving
- Car Accidents involving Taxi Cabs
- Uber, Lyft, and Rideshare Car Accidents
- Car Accidents involving Pedestrians or People in Crosswalks
- Hit and Run Car Accidents
- Car Accidents involving Passengers
- Rear-End Car Accidents
- Left Turn related Car Accidents
- Right Turn related Car Accidents
- U-turn related Car Accidents
- Car Accidents without Insurance
- Road Rage related Car Accidents
- Car Accidents involving Tourists
- Marijuana-related Car Accidents
- Car Accidents involving Prescription Drugs
- Car Accidents resulting in Death
- Car Accidents resulting in Serious Injury
- Car Accidents involving a Rental Car
- Bus Accidents