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Fight for the Compensation You Deserve
Have you filed an auto insurance claim only to face unexplained delays or low settlement offers? Navigating insurance disputes can feel overwhelming, especially when you’re juggling medical bills, car repairs, and lost income. Insurance companies often use tactics to reduce payouts, but under Nevada law, you have rights. At SJW Injury Attorneys, our car insurance lawyers near you know these tactics well and have the experience needed to fight back and help you claim the compensation you deserve.
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Nevada’s Insurance Laws and Bad Faith Practices
Under NRS 686A.310, Nevada law requires insurance companies to act in good faith and fair dealing. When insurers delay claims, misrepresent policy terms, or deny valid claims, they violate these standards and can be held accountable. If bad faith practices occur, insurers may face punitive damages on top of what they owe under the policy. These penalties help hold insurance companies accountable and give policyholders the ability to demand fair compensation.
Nevada courts have established that insurers must thoroughly investigate claims and respond without unreasonable delays. If they fail to do so, you have the right to file a complaint with the Nevada Division of Insurance or pursue legal action through an experienced insurance dispute lawyer at SJW Car Accident & Personal Injury Law.
Our bad faith insurance attorneys near you are well-versed in Nevada’s insurance laws and are here to help you if you suspect your insurance company is not acting in good faith.
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Unfair Practices by Nevada Auto Insurance Companies
- Delaying claim investigations beyond a reasonable timeframe
- Misrepresenting policy terms to avoid coverage obligations
- Offering low settlements that don’t cover losses
- Failing to communicate promptly with policyholders about claims
Imagine being involved in a multi-car accident. You submit all required documentation, but your insurer stalls for months without explanation. Meanwhile, your medical bills are piling up, and your vehicle sits in the shop, unrepaired.
You carefully reviewed your policy when signing up, believing you had comprehensive coverage. After an accident, your insurer denies your claim, citing an obscure policy exclusion that wasn’t clearly explained when you purchased the policy.
This type of denial could amount to bad faith. An insurance dispute lawyer can fight to challenge this denial, holding the insurer accountable for misleading you about your coverage.
After a car accident, the insurance company offers a payout that barely covers half your repair costs. They hope you’ll accept out of frustration, but Nevada’s laws require equitable settlements under NRS 686A.310.
When insurance companies engage in these unfair practices, consulting an insurance dispute lawyer is your best move. Nevada courts require insurers to investigate and respond within specific timeframes. If they don’t, lawyers for car insurance claims can file a complaint with the Nevada Division of Insurance or pursue legal action to enforce your rights.
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How SJW Injury Attorneys Can Help You Navigate the Claims Process
Navigating the insurance claims process on your own can be overwhelming. Insurance companies are focused on their bottom line and may delay or deny payments. Lawyers that sue insurance companies understand these strategies and know how to protect your interests.
We’ll thoroughly review your policy and identify any possible legal violations committed by your insurance provider. Our team has years of experience negotiating with insurers, and we know when to escalate to litigation if needed.
When dealing with complex cases, it’s crucial to have an experienced car accident insurance lawyer by your side—someone who understands how to interpret policies, handle disputes, and advocate for your full recovery.
If the insurer won’t negotiate in good faith, our lawyers for car insurance claims will take your case to court. We’ve successfully litigated cases involving these types of insurance practices and know how to navigate Nevada’s legal landscape effectively to achieve results.
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Your Rights Under Nevada Law
NRS 686A.310 outlines specific actions that qualify as unfair practices in Nevada, such as:
- Failing to acknowledge a claim
- Delaying investigations without valid reasons
- Offering settlements far below the objective value of the claim
- Forcing policyholders to pursue litigation by making inadequate offers
If your insurance company engages in these practices, our insurance claim lawyers near you will fight to ensure you receive what’s rightfully yours.
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Steps to Take if You’re Facing an Insurance Dispute
Document Everything: Keep track of communications with your insurer, including dates, summaries, and the names of representatives.- Review Your Policy: Make sure you fully understand your coverage and identify any discrepancies with the insurer’s actions.
- Send a Demand Letter: If your claim has been unfairly denied, submit a letter asking for an explanation.
- File a Complaint: If your insurer continues to act in bad faith, file a complaint with the Nevada Division of Insurance.
- Consult an Insurance Lawyer: Don’t wait too long—getting help from an insurance dispute lawyer early can prevent mistakes and improve your chances of a successful outcome.
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Why Time Matters
Nevada imposes strict deadlines for filing certain insurance claims and lawsuits. If you wait too long, you risk forfeiting your right to compensation.
Ask yourself:
- How long can you afford to wait for the insurance company to act fairly?
- Will accepting a low settlement now put you in financial trouble later?
A car insurance lawyer can help you stay on track and make sure you meet all necessary deadlines, keeping your case moving forward.
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Let SJW Injury Attorneys Fight for Your Rights
When dealing with a stubborn insurance company, you need insurance claim lawyers near you with experience, skill, and determination. At SJW Injury Attorneys, we’ve helped countless clients recover what they are rightfully owed.
Our team understands Nevada’s insurance laws and will fight tirelessly to secure the compensation you deserve. We also operate on a contingency fee basis—you pay nothing unless we win your case.
Call Now: (702) 291-8007
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Frequently Asked Questions (FAQ) on Auto Insurance Disputes in Nevada
Unfair practices include when an insurance company stalls payments, misinterprets policy terms or delays investigations on purpose. These behaviors aren’t just frustrating—they may be violations of your rights under Nevada law. If this happens more than once, it’s considered a pattern of bad behavior that can lead to penalties.
If you think your insurer is playing these games, it’s time to consult an attorney at SJW Law in Las Vegas, NV.
No. Insurers can’t just deny a claim without a legitimate basis for doing so. Moreover, Nevada law may also require them to provide an explanation.
When insurers deny claims unfairly, an experienced attorney can help you appeal the decision and even pursue compensation for bad faith practices.
Your insurer may have a legitimate reason for needing time to investigate your claim. But endless delays without valid reasons are not okay.
If delays are causing stress and financial hardship, consulting an attorney can give you leverage to hold the insurer accountable.
No, under Nevada law, insurers can’t make you use a specific repair shop or jump through hoops, like traveling far for repairs or inspections. The law protects you from these kinds of hassles.
Even if there’s a dispute about part of your claim, the insurer must pay the undisputed portions. They can’t withhold everything just because one part is being debated.
If your insurer isn’t paying what they owe, a car accident insurance attorney at SJW Law in Las Vegas, NV, can step in to demand those payments without further delay.
Call Now: (702) 291-8007
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Contact Our Car Insurance Lawyers Near You Today
Don’t let insurance companies delay or deny your rightful compensation. At SJW Car Accident and Personal Injury Lawyers Las Vegas, we’re committed to holding insurers accountable. If your auto insurance claim has been denied or delayed, let us take the legal burden off your shoulders!
Call SJW Injury Attorneys today for a FREE CONSULTATION with one of our seasoned insurance claim lawyers.
- Free Consultation: Call us at (702) 291-8007 to discuss your case.
- No Upfront Fees: We work on a contingency fee basis—you pay nothing unless we win.
Testimonials About Our Las Vegas Injury Law Firm
“This accident/injury Law Firm will forever be a part of our family . When in an accident you do the initial steps and for myself well …I was nervous about my car , my injuries, and everything else that comes with an accident on the road. On top of this my case couldn’t have been more work on all of the awesome lawyers at SJW . The wonderful thing is that I didn’t feel the pressure of anything . Everything from the initial phase of getting physical therapy , my car repairs , and to the closing settlement was So smooth . A previous time I had the worst circumstances ever and a previous lawyer was not able to find the driver or even be willing to investigate and the time span of everything with SJW was the opposite and I didn’t have to go to litigation or even a deposition in which Those are never comfortable. I have my trust forever in this law firm and highly recommend Shawn Walkenshaw and anyone else who represents SJW.”
Samantha O
Just one of our many client reviews: ⭐⭐⭐⭐⭐ “Shawn Walkenshaw was my lawyer. He helped me through the years of pain and anguish from my accident. He was supportive and truly concerned and helped me get through it. In the end he stood up for me and I am starting the road to recovery. Thank You for being there for me. SJW is the best injury attorney firm in Las Vegas.” -Lisa E. on Google
As of 12/4/24, SJW Car Accident & Personal Injury Lawyers Las Vegas has a 5.0 rating from 86 total reviews on Google Maps.
